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How to Add Payment Method on TikTok in Kenya

TikTok is a popular social media platform that has grown beyond just being for fun. Now, it’s a place where people can create and grow their businesses. One big change on TikTok is the addition of payment features. This means users can link their payment methods to the app, making it easier to do in-app transactions.

In this article, we’ll walk you through the process of adding M-Pesa as a payment method on TikTok in Kenya. Additionally, we’ll guide you on adding your debit or credit card to facilitate in-app purchases within TikTok.

How to Access Payment Settings on TikTok

Step-by-step instructions on locating and accessing the payment settings within the TikTok app. A user-friendly guide for effortless navigation through the interface.

To access payment settings on TikTok, follow these steps:

  • Open the TikTok app on your mobile device.
  • Log in to your account or create a new account if you haven’t done so.
  • Tap on the “Profile” icon at the bottom right corner of the screen. It looks like a person’s silhouette.
  • On your profile page, locate and tap on the three horizontal dots in the top right corner of the screen. This will open the settings menu.
  • In the settings menu, scroll down and look for the “Wallet” or “Payment Settings” option. It may be listed under the “Manage Account” or “Privacy and Settings” section.
  • Tap on the “Wallet” or “Payment Settings” option to enter the payment settings menu.
  • On the payment settings page, you can link and manage your payment methods, such as credit/debit cards or payment platforms like PayPal.
  • Follow the on-screen prompts and instructions to add and verify your payment method. TikTok may require you to provide additional information for security purposes.
  • Once your payment method is linked and verified, you can use it to make purchases, send tips to creators, or participate in other payment-related features on TikTok.

How to Add Payment Method on TikTok in Kenya

1. Adding a Credit/Debit Card

Detailed instructions on linking credit or debit cards to your TikTok account for streamlined transactions. Ensure secure and hassle-free payment setup.

  1. Open the TikTok app on your mobile device.
  2. Log in to your TikTok account or create a new account if needed.
  3. Tap on the “Profile” icon at the bottom right corner of the screen. It looks like a person’s silhouette.
  4. On your profile page, locate and tap on the three horizontal dots in the top right corner of the screen to open the settings menu.
  5. Scroll down and look for the “Wallet” option. It may be listed under the “Manage Account” or “Privacy and Settings” section.
  6. Tap on “Wallet” to enter the payment settings menu.
  7. On the Wallet page, tap on the “Add Payment Method” or a similar option. The wording may vary slightly depending on your TikTok app version.
  8. You’ll be presented with different payment options. Look for “Credit/Debit Card” or a similar option and tap on it.
  9. You’ll need to provide your card information. Tap on the relevant fields and enter your card number, expiration date, and security code (CVV).
  10. Some versions of TikTok may allow you to either scan your card using your phone’s camera or enter the card details manually. Choose the appropriate option and follow the on-screen instructions.
  11. TikTok may require you to provide additional information, such as your name, address, and billing information, for security purposes and to authorize future transactions.
  12. Fill in the required fields with accurate information and double-check for any errors.
  13. After entering all the necessary details, tap on “Save” or “Confirm” to add the card to your TikTok account.
  14. TikTok may send a verification code to your mobile number or email associated with the account. Enter the code when prompted to verify your ownership.
  15. Once your card is successfully linked and verified, it will be saved as a payment method in your Wallet settings.
  16. You can now use your linked credit or debit card for various TikTok transactions, such as making in-app purchases, sending tips to creators, or participating in paid features.

Remember to keep your TikTok account and associated payment methods secure. Avoid sharing your login credentials or personal information with anyone and regularly check your transaction history for any unauthorized activity.

Please note that the above instructions are generalized and might vary slightly based on your TikTok app version or region. Always refer to the official TikTok documentation or contact TikTok support if you encounter any issues.

2. Integrating TikTok with Mobile Money Services MPESA xpress

How do I add M-Pesa as a payment method on TikTok in Kenya?MPESA Xpress, a fast and secure mobile money service, is at the forefront of digital financial solutions in Kenya. Integrating it with TikTok transforms the app into a versatile platform where users can not only create and consume content but also engage in financial transactions effortlessly.

Through a simple interface, users can link their MPESA accounts to TikTok, enabling them to utilize MPESA Xpress for various transactions directly through the app. Whether it’s making purchases, tipping content creators, or engaging in commerce, the integration allows users to seamlessly use MPESA Xpress without leaving the TikTok environment.

Step-by-Step Guide to MPESA Xpress Integration

  1. Account Verification: Users need to verify their TikTok accounts and link them to their MPESA Xpress accounts securely.
  2. Linking MPESA Xpress to TikTok: A straightforward process within the TikTok settings allows users to link their MPESA Xpress accounts seamlessly.
  3. Navigating MPESA Xpress Features: Explore the various features of MPESA Xpress integrated into TikTok, for buying tokens to tip your favorite TikTok content creators.

I’ll show you how to add Mpesa as a Payment Method on Google Playstore in Kenya. You’ll need a smartphone and an active Mpesa line for this to work.

Setting Up PayPal on TikTok in Kenya: How to Withdraw TikTok Gift Coins as Cash

Once you’ve collected a substantial amount of coins from videos or live sessions, you can withdraw. The minimum withdrawal amount is currently $100. Ensure your PayPal account is verified. Link your PayPal to your M-Pesa number to enable withdrawals to M-Pesa.

Follow these steps on the TikTok app:

  • Go to your profile tab at the bottom right.
  • Tap the top-right menu.
  • Select ‘Settings and Privacy’ at the bottom.
  • Click on ‘Balance’.
  • Tap ‘Gift Revenue’.
  • If you’ve met the withdrawal limit, hit ‘Withdraw’.
  • Provide necessary PayPal details.
  • Cash out your gifts to your PayPal.
  • Withdraw from PayPal to M-Pesa.

Troubleshooting Payment Setup Issues

Common issues and their solutions encountered during the payment setup process. Troubleshooting tips for a seamless payment integration experience.

Security Measures for Payment Methods

Crucial insights into securing your payment methods on TikTok. Best practices and additional security measures to safeguard financial information.

Exploring Payment Method Alternatives

Beyond conventional methods, discover alternative payment options compatible with TikTok in Kenya. Exploring diverse financial avenues for users and businesses.

Add Payment Method on TikTok in Kenya


  • Can I add multiple payment methods on TikTok? Absolutely! TikTok allows users to add multiple payment methods for flexibility and convenience.
  • Are there any transaction fees for using payment methods on TikTok? Transaction fees might vary based on the payment method chosen. Check individual payment gateway policies for specific details.
  • Is it safe to link my financial information to TikTok? TikTok ensures robust security measures for protecting user financial information. However, it’s advisable to employ additional security measures on your end.
  • Can I use PayPal payment methods on TikTok in Kenya? Certainly! As a content creator in Kenya, you can use PayPal payment methods on TikTok. You can convert and withdraw your received gifts as cash via PayPal to MPESA.
  • What if I encounter issues while adding payment methods? In case of any issues, refer to our troubleshooting section or reach out to TikTok’s customer support for assistance.
  • Does TikTok support cryptocurrency payments in Kenya? As of now, TikTok doesn’t support cryptocurrency payments within the app.


Integrating payment methods on TikTok in Kenya opens up a world of opportunities for content creators and businesses. Embrace this functionality to enhance engagement and foster financial growth.

Disclaimer: Please note that this article is crafted based on the author’s expertise and Knowledge. It primarily covers fundamental and widely accepted practices for resolving problems with mobile apps and other tech-related issues. It’s important to clarify that SmartFixAdvice does not offer any assurances of resolving your tech-related problems, nor does it accept responsibility for any potential losses or damages. We encourage readers to apply these techniques at their discretion. Should you encounter any issues or wish to provide feedback, please don’t hesitate to utilize the Contact Us form to reach out.